[AGING VIEWS]
Receivables & payables
Track AR/AP against clients and vendors on the Office ledger with clear aging and settlement status.
AR / AP ON THE LEDGER
Business · Office workspace & freelance ledger
Finance tools for your business & freelance work
Office workspace for customers, vendors, AR/AP, and the same robust ledger engine used for personal books. Built for high-clarity operators — marketing label Business, product workspace Office.
Confirm-first AI writesDeterministic CSV previewRole-scoped multi-userNo bank credentials stored
Cockpit Console ILLUSTRATIVE
Receivables & payables flow
Ledger view · ₹ INR
Office · Cash & parties| Illustrative chrome
Amounts are demo UI — not live balances
RECEIVABLES (AR)+14.2% MoM
₹1,24,000
4 invoices awaiting settlement within 14 days
PAYABLES (AP)Due in 7d
₹48,600
2 recurring tools + 1 contract vendor due
NET OPERATING SURPLUSReconciled
₹75,400
Illustrative buffer — not a runway guarantee
| Direction | Party & description | Status / timeline | Amount | Action |
|---|---|---|---|---|
| IN | Invoice — Acme Studio Design Systems Retainer · Net 15 | AR: Due in 7d | +₹42,000 | Send Reminder |
| OUT | Vendor — Cloud SaaS Ops Database Cluster & Storage · Auto-billed | AP: Recurring Monthly | −₹8,400 | Auto-Staged |
| IN | Client Payment — Zenith Corp Project delivery · Wire Ref #99281 | Received Today | +₹65,000 | Reconciled |
| OUT | Contractor Payout — Lead Architect Bi-weekly milestone sprint | Settlement Complete | −₹22,000 | Settled |
No screen-scraping · No bank credentials·CSV / XLSX preview-and-confirm
Export CA-ready reports →Capabilities architecture
Honest capabilities for modern Indian & global businesses
No invented bank-sync theatre. Double-entry discipline with confirm-first AI and file-based statement import — ₹ INR ledgers.
[ROLE ISOLATION]
Multi-user workspaces
Invite teammates with role-scoped access — Admin, Billing Operator, Auditor, or read-only reviewer.
ROLE-SCOPED ACCESS
[DIRECTORY CORE]
Client & vendor directories
Party records linked to invoices, bills, receipts, and credit terms — not a disconnected contact list.
ENTITY-LINKED LEDGER
[PARSER PREVIEW]
Statement import
CSV / XLSX preview-and-confirm. Ingest bank exports without scrapers, SMS parsers, or Account Aggregator logins.
DETERMINISTIC INGESTION
[PERIOD EXPORT]
CA-ready reports
Period exports from posted ledger data — tailored for advisors and quarterly reviews (not GST filing automation).
POSTED-LEDGER REPORTS
[BURN TRACKER]
Overhead & SaaS radar
Categorize recurring tools and ops spend so silent subscription burn shows up on your cockpit.
RECURRING VISIBILITY
[COST CENTERS]
Cost & project splitting
Allocate shared infrastructure and retainer expenses across client deliverables or cost centers.
COST-CENTER TAGGING
[MASK MODE]
Screen privacy mode
One-click numeric obfuscation for client screen-sharing, open offices, and coworking desks.
INSTANT HUD BLUR
[CONFIRM-FIRST]
Confirm-first AI engine
AI proposes categorization and flags duplicates, but never silently modifies balances. Every write waits for your click.
ZERO SILENT MUTATIONS
Import honesty
Bank files — not net banking credentials
Upload exported statements. We do not ask for aggregator logins, SMS inbox access, or claimed “air-gapped vault” builds.
✕
HIGH RISKThe Screen-Scraping & Aggregator Model
- •Requires personal net-banking user IDs and passwords on third-party servers.
- •Frequently breaks when banks change OTP flows — balances go stale.
- •Demands smartphone SMS inbox permissions to sniff transaction messages.
- •Silent background edits that overwrite double-entry balances without notice.
✓
HONEST COREThe Expenu statement file process
- •No credential access: Upload clean CSV/XLSX statement files directly.
- •Deterministic preview: Inspect and approve every row before it touches the ledger.
- •Client-side privacy: No bank passwords stored — file import only.
- •Confirm-first execution: Intelligence proposes tags; you keep final authority.
Persona fit
Engineered for businesses that value clarity
TIER // 01
Solo freelancers
Invoice clients, track expenses and receivables, and keep personal spending completely segregated in a Personal workspace.
₹ INR ledgersCSV statements
TIER // 02
Boutique agencies
Track vendor disbursements, client retainers, contractor splits, and team spend without wrestling with bloated enterprise ERPs.
Role-scoped accessMulti-user Office
TIER // 03
Early-stage founders
See operating burn, pending receivables, and net cash position on one Office terminal — no black-box bank sync.
Cash trajectoryNo AA / SMS sync
Free workspace · No bank credentials stored
Bring clarity to business cash flow
Create an Office workspace labeled Business on this site — honest AR/AP and preview-before-confirm statement imports.
Confirm-first AICSV / XLSX import previewRole-scoped workspaces