Honest pricing · No hidden fees · Early access

Predictable pricing for sovereign money management.

Free during early access. Paid pricing will be announced when rates are finalized — no invented ₹ amounts, no credit card required, and no bank-credential scraping.

Billing interval

Pricing announced soon — both intervals show Coming soon.

No bank credentials stored
AES-256-GCM secrets at rest
CSV / XLSX / OFX import with preview

Workspace plans

Choose a workspace shape

Capability differences match the product. Prices stay Coming soon / TBA until commercial rates are published.

Solo useFree during early access

Starter Personal

Workspace-scoped double-entry tracking for personal spending — accounts, budgets, and statement import with preview.

Coming soon

Monthly pricing TBA · free during early access

Pricing to be announced · free during early access

Included in Starter:

Double-entry expense tracking
CSV / XLSX / OFX statement import with preview
Budgets & buckets
Confirm-first AI categorization (no silent writes)
Privacy mode for on-screen balances
Recurring rules and period reports

Start free workspace

Recommended for households

Households & power usersEarly access

Pro Family

Shared household workspace with member-scoped visibility, bill splitting, and the same ledger tools as Personal.

Coming soon

Monthly pricing TBA · free during early access

Coming soon · free during early access

Everything in Personal, plus:

Invite family members into one workspace
Role-scoped transaction visibility
Bill splitting for shared spends
Multi-device access via web app
Same budgets, imports, reports, and confirm-first AI

Start free workspace

Office & commercialEarly access

Business & Solo

Business ledger with clients, vendors, receivables, and payables — same Expenu product, Office workspace type.

Coming soon

Monthly pricing TBA · free during early access

Coming soon · free during early access

Everything in Pro Family, plus:

Clients / vendors directory
Receivables and payables (AR / AP)
Multi-user roles with scoped permissions
CA-ready reports and exports
Confirm-first AI and import safeguards

Talk to our team

Early access

Why is Expenu free right now?

We are in early access, focused on a reliable double-entry ledger and honest workspace tools. Paid pricing will be announced when commercial rates are finalized — until then, start free with no invented price tags.

Pre-monetization early accessBuild real books now while commercial rates stay unpublished.
Committed to honest pricingNo placeholder ₹ amounts. When rates launch, this page updates from one catalog.
No hidden costs on this siteNo checkout, no card form, no billing provider wired yet.

Compare

Detailed feature comparison

Only capabilities the product ships — not invented seat quotas or certifications.

Capability	Starter Personal	Pro Family Popular	Business & Solo
Core ledger
Double-entry expense tracking	Yes	Yes	Yes
CSV / XLSX / OFX import with preview	Yes	Yes	Yes
Privacy mode (hide balances on screen)	Yes	Yes	Yes
Planning
Budgets & buckets	Yes	Yes	Yes
Recurring transactions	Yes	Yes	Yes
Confirm-first AI (no auto-writes)	Yes	Yes	Yes
CA-ready reports & exports	Yes	Yes	Yes
Collaboration
Bill splitting	—	Yes	Yes
Multi-user workspace members	—	Yes	Yes
Role-scoped permissions	N/A	Yes	Yes
Business
Clients / vendors + AR / AP	—	—	Yes

See features →Billing policy →

Questions

Frequently asked questions

Honest answers about pricing, imports, and what we do not claim.

When will paid plans start?

Commercial rates are not published yet. Expenu is free during early access. When pricing is finalized, this page will show INR amounts from the pricing catalog — we will not invent interim numbers.

Is pricing in INR?

Yes. When rates launch they will be published in Indian Rupees (₹). Until then cards show Coming soon / TBA only.

Do you use Account Aggregator or scrape bank credentials?

No. Expenu does not use RBI Account Aggregator flows and does not scrape or store bank login credentials. Statement import is client-side / local file upload (CSV, XLSX, OFX) with preview before you confirm posts.

Can I run separate Personal, Family, and Business workspaces?

Yes. Plans map to real workspace types in the product. Create the workspace shape you need after sign-up.

Is there a checkout or refund policy today?

There is no billing provider and no live checkout on this site. See /billing and /refund for the current posture while paid subscriptions are unpublished.

Ready to master your financial clarity?

Open a free workspace in under a minute. Pricing stays Coming soon until rates are published — early access stays free in the meantime.

Start free workspace Talk to our team